moneyby Chellie Campbell

“Too many of us are not living our dreams because we are living our fears”—Les Brown

People have funny relationships with money – studies have shown a majority of people believe money is a bad and corrupting influence.

But at the same time they want to have millions of dollars to relieve their fear of financial insecurity! With that kind of ambivalence, it’s hard to make money and hold on to it.

It’s been estimated that about 70% of lottery winners are broke within 5 years. Part of the problem is psychological, and part of it is just plain ignorance of sound money management principles.

Years ago I read a book on lottery winners and noticed that there seemed to be three things that all the lotto winners did – they bought a new car, took a trip (usually to Hawaii), and they all said the money “wasn’t going to change them.”

Money as a Force for Good

Now, if you thought having money was a powerful force for good, wouldn’t you say, “Hey, this is really going to change me – I’m going to be a better person now!”?

Just this month, I read about Rob Anderson of Louisville, Kentucky who purchased a lotto ticket by mistake – he wanted 3 separate Quick Picks but the clerk printed out 3 Quick Picks on the same ticket.

So he kept that ticket and bought 3 more individual tickets to give as gifts. Guess what? One of the numbers on the ticket he kept due to the mistake won him the Powerball Lottery of $128.6 million!

When asked what he was going to do with the money, he said he was going to buy a new car and was thinking about taking a trip to Hawaii. (What did I tell you?) But the first thing he said was, “We’re really grounded people. My wife taught me well, so to speak, to hang on to that dollar and see how far it gets you. We’ll still clip coupons and still look for the clearance rack.”

In other words, it “wasn’t going to change him.” See what I mean?

We all need to lighten up about money and believe in the good things it can do for us. It can be a powerful force for good just as easily as a bad influence.

Here’s How to Solve Your Love-Hate Issue with Money:

Make a list of all the things you can do with money that will be good for you, your family, your friends, and the world. (This doesn’t mean to give it all away – that was the number one reason that lottery winners went broke.) Money can be a powerful force for good in the world!

Say positive money affirmations every day like, “People love to give me money!”, “I am rich and wonderful” and “The more money I have the more money I give for both are infinite!”

Write down your million-dollar budget. When you make your million, where will you spend the money? Remember that every dollar you spend is a gift to someone and is enriching others.

Design your business plan to generate your riches. You have to either serve a lot of people for a small price or just a few people for a large price. Which one suits you?

Send out those ships! You can’t wait for your ship to come if you never send one out! Or, as God said to the man in the story who kept praying to win the lottery – “Buy a ticket!”  Get enthusiastic about your relationship with money!

From Sarah:  Chellie Campbell is the creator of the Financial Stress Reduction® Workshops, and author of The Wealthy Spirit and Zero to Zillionaire. She has been prominently quoted as a financial expert in the Los Angeles Times, Good Housekeeping, Lifetime, Essence, Woman’s World and more than 50 popular books. Visit her site for more advice on your relationship with money.

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